Michael Kwayisi

Banks in Ghana (Licensed by Bank of Ghana)

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The Bank of Ghana is the central monetary authority of Ghana. Established in 1957, the Bank regulates, supervises, and directs the banking and credit system, as well as ensures the smooth operation of the financial sector of the country. As the overall supervisory and regulatory authority regarding all banking and non-banking financial matters, the Bank of Ghana guarantees that depositors' funds are safe, and that solvency, adequate liquidity, and profitability of licensed banks are maintained. It is also legally charged to see to it that the financial system of the whole country is stable. As such, the laws governing banking operations have provisions regarding the issuance and revocation of licenses for all financial institutions.

Since 2003, when Universal Banking replaced the three-pillar model (development, merchant, and commercial banking), Ghana has enjoyed improved macroeconomic conditions which has spurred the growth of the banking industry from a few indigenous to 30 banks. With Bank of Ghana licenses, these banks carry out financial services such as lending and acceptance of deposits and other repayable funds from the public; investment in financial securities; money transmission services; issuing and administering means of payment including credit cards, travelers cheques and bankers’ drafts; trading in money market instruments, foreign exchange, and other transferable securities; participation in securities issues and provision of services related to those issues; and any other services as the Bank of Ghana may determine.

List of Banks in Ghana

The following is the list of banks in Ghana that are currently in the register of Bank of Ghana's Class 1 & 2 licensed banks. Note that this class of banks does not include representative offices of foreign banks, savings and loans companies, finance houses, micro-finance institutions, rural banks, credit reporting bureaus, or any other non-bank financial institutions.

  1. Access Bank (Ghana) Limited

    Access Bank Plc has transformed from an obscure Nigerian Bank into a world class African financial institution. Established in 2009 as a full service commercial bank, Access Bank (Ghana) Limited has grown its customer base to over 200,000 with over 40 office locations across the country. In 2012, the Bank acquired Intercontinental Bank, making Access Bank one of the largest retail banks in Ghana. Access is a member of the Ghana Club 100.

    Address
    Starlets’ 91 Road
    P. O. Box GP 353
    Osu, Accra
    Phone
    +233-302-661-769
    +233-302-684-858
    +233-302-661-613
    +233-302-661-813
    Fax
    +233-302-666-020
  2. Agricultural Development Bank (ADB) Limited

    Agricultural Development Bank (ADB) Limited is an indigenous bank offering a full range of banking products and services in consumer, corporate, parastatal, SME, agriculture, trade and e-banking domain. The Bank's focus is on universal banking with a developmental focus on agriculture. ADB, which listed on the Ghana Stock Exchange in December 2016, aims to become a top-tier bank, balancing market orientation and a special focus on agric.

    Address
    Accra Financial Centre
    3rd Ambassadorial Development Area
    P.O. Box 4191
    Ridge-Accra
    Phone
    +233-302-770-403
    +233-302-762-104
    +233-302-783-123
    +233-302-784-394
    +233-28-925-5880
    +233-28-922-5881
    Fax
    +233-302-784-893
    +233-302-770-411
    Telex
    +233-302-2295/2708 AGBANK GH
  3. ARB Apex Bank Limited

    The ARB Apex Bank serves as a "mini" central bank for the rural and community banks in Ghana. Registered in January 2000 as public limited liability company, the Bank obtained its certificate to commence business in November 2001 and subsequently commenced banking business in July 2002. ARP Apex Bank currently has 9 branch offices throughout the country, namely, Accra, Kumasi, Sunyani, Bolgatanga, Takoradi, Koforidua, Hohoe, and Tamale.

    Address
    P. O. Box GP 20321
    Accra
    Phone
    +233-302-247-633
    +233-302-250-384
    +233-302-250-387
    Fax
    +233-302-250-385
  4. Bank of Africa Ghana Limited

    Bank of Africa Ghana Limited, a subsidiary of the pan-African banking conglomerate Bank of Africa Group which is present in 18 other countries, commenced operations in Ghana after obtaining its banking license from the Central Bank in November 2011. Since then the Bank has grown to have 26 network branches spread across six regions in the country. Bank of Africa's focus and commitment is to developing deep relationships with its customers.

    Address
    1st Floor, Block A&B
    The Octagon
    Independence Avenue
    P.O. Box C1541
    Cantonments, Accra
    Phone
    +233-302-249-690
    +233-302-249-679
    +233-302-249-683
    +233-302-249-690
    +233-302-249-698
    Fax
    +233-302-249-697
  5. Bank of Baroda (Ghana) Limited

    Bank of Baroda (Ghana) Limited, a wholly-owned subsidiary company of Bank of Baroda - India’s International Bank, was established in Ghana in February 2008. The Bank’s range of services include personal and corporate banking, trade finance, retail loans, and remittance facilities. Coming from one of the principal growth engines of the world economy, Bank of Baroda brings with it a sterling pedigree on the enrichment of a teeming nation.

    Address
    Kwame Nkrumah Avenue
    PMB 298 AN
    Adabraka, Accra
    Phone
    +233-302-248-460
    +233-302-250-072
    +233-302-667-399
    Fax
    +233-302-248-480
  6. Banque Sahélo-Saharienne pour I’Investissement et le Commerce BSIC (Ghana) Limited

    BSIC (Ghana) Limited, a subsidiary of the BSIC Group (a financial institution created by the 28-member community of Sahel Sahara States in 1999), started its operations as a licensed universal bank, under the trading name "Sahel-Sahara Bank," in March 2008. The Bank has grown since and currently has 17 branches across six regions of Ghana. The BSIC Group, whose shareholders are the various member states, has a stated capital of €500 million.

    Address
    47 Kwame Nkrumah Avenue
    Glico House – Adabraka
    P. O. Box CT 1732
    Cantonments - Accra
    Phone
    +233-302-222-394
    +233-302-222-923
    +233-21-242-861
    +233-302-245-062
    Fax
    +233-302-234-490
  7. Barclays Bank of Ghana Limited

    Barclays Bank of Ghana, a member of the Absa Group Ltd (one of Africa’s largest diversified financial services groups present in 12 countries across the continent with over 40,000 employees), has operated in Ghana for well over a century. The Bank offers personal and business banking, credit cards, corporate and investment banking, and wealth management products and services. Barclays Ghana currently has 67 service outlets nationwide.

    Address
    Barclays House
    High Street
    P. O. Box 2949
    Accra
    Phone
    +233-302-664-901
    +233-302-664-902
    +233-302-664-903
    +233-302-664-904
    Fax
    +233-302-667-420
  8. CAL Bank Limited

    CAL Bank Limited (formerly Continental Acceptances Ltd, and Cal Merchant Bank) began operations in July 1990 and received its Universal Banking license in 2004. Today, the Bank provides a wide range of specialized retail banking services and financial solutions to large corporations, small and medium-sized enterprises, public sector institutions, and retail customers through its network of 29 branches and over 100 ATMs across Ghana.

    Address
    45 Independence Ave
    P. O. Box 14596
    Accra
    Phone
    +233-302-680-061
    +233-302-680-062
    +233-302-680-063
    +233-302-680-064
    +233-302-680-065
    +233-302-680-066
    +233-302-680-067
    +233-302-680-068
    +233-302-680-069
    Fax
    +233-302-680-083
    Telex
    +233-302-2675 ACCEPT GH
  9. Consolidated Bank Ghana Limited

    Consolidated Bank Ghana (CBG) Limited is an indigenous Ghanaian bank licensed by Bank of Ghana under the Specialized Deposit–Taking Institutions Act, 2016 (Act 930). The company began operations on August 1, 2018 with its head office located in Accra. Notwithstanding, the Bank is operational in all 10 regions of Ghana with over 190 branches. CBG's mission is to become the preferred Ghanaian bank providing differentiated experience to its customers.

    Address
    Manet Tower 3
    Airport City
    PMB CT363
    Cantonments - Accra
    Phone
    +233-302-634-330
    +233-302-634-359
    +233 302-216-000
  10. Ecobank Ghana Limited

    Ecobank Ghana Limited, a member of the pan-African Ecobank chain, is a commercial bank in Ghana engaged in merchant, investment, and retail banking. It commenced business on February 19, 1990 and subsequently became the first bank in Ghana to receive a universal banking license from the Bank of Ghana. With a current network of 77 branches and 211 ATM machines across the country, Ecobank Ghana is the biggest bank in Ghana.

    Address
    19 Seventh Avenue
    Ridge West
    P. O. Box AN 16746
    Accra North
    Phone
    +233-302-681-146
    +233-302-681-148
    +233-302-213-999
    Fax
    +233-302-680-428
    Telex
    +233-302-2718
  11. Energy Commercial Bank Limited

    Address
    Takyi Plaza
    Spintex Road
    PMB CT 263
    Cantonments - Accra
    Phone
    +233-302-234-033
    +233-302-234-034
    +233-302-234-308
    +233-302-234-309
    +233-302-234-336
    Fax
    +233–302-234-337
  12. FBN Bank (Ghana) Limited

    Address
    Plot No. 678
    Liberation Road
    Airport
    PMB No. 16
    Accra North
    Phone
    +233-302-236-136
    +233-302-235-684
    +233-302-238-510
    +233-302-235-684
    +233-302-236-136
    +233-302-235-819
    Fax
    +233-302-238-228
  13. Fidelity Bank Limited

    Address
    Ridge Towers
    PMB 43
    Cantonments - Accra
    Phone
    +233-302-214-490
    Fax
    +233-302-678-868
  14. First Atlantic Bank Limited

    Address
    1 Seventh Avenue
    Ridge West
    P. O. Box CT 1620
    Cantonments - Accra
    Phone
    +233-302-682-203
    +233-302-680-825
    Fax
    +233-302-679-245
  15. First National Bank (Ghana) Limited

    Address
    6th Floor
    Accra Financial Centre
    P. O. Box TU 23
    Accra
    Phone
    +233-302-
    +233-24-243-5050
  16. GCB Bank Limited

    Address
    High Street
    P. O. Box 134
    Accra
    Phone
    +233-302-663-964
    +233-302-672-852
    +233-302-672-853
    +233-302-672-854
    +233-302-672-859
    +233-302-672-865
    +233-302-663-480
    +233-302-664-910
    +233-302-664-918
    Fax
    +233-302-662-168
  17. GHL Bank Limited

    Address
    No. 1 Aviation Road
    Airport Residential Area
    PMB CT 470
    Cantonments - Accra
    Phone
    +233-302-912-958
    +233-302-913-088
    +233-302-770-522
    Fax
    +233-302-7651
    +233-302-770-499
  18. Guaranty Trust Bank (Ghana) Limited

    Address
    25A Castle Road
    Ambassadorial Enclave - Ridge
    PMB CT 416
    Accra
    Phone
    +233-302-680-668
    +233-302-680-662
    +233-302-680-746
    +233-302-687-751
    +233-302-676-462
    +233-302-676-463
    +233-302-676-464
    +233-302-676-681
    +233-303-201-027
    +233-303-201-048
    +233-302-816-621
    +233-302-816-622
    +233-302-816-623
  19. Heritage Bank Limited

    Address
    Plot No. 6
    NCA Building
    Airport City
    P. O. Box AD 655
    Adabraka - Accra
    Phone
    +233-303-968-735
  20. National Investment Bank Limited

    Address
    Kwame Nkrumah Avenue
    P. O. Box 3726
    Accra
    Phone
    +233-302-661-701
    Fax
    +233-302-661-715
  21. OmniBank Ghana Limited

    Address
    C9/14 Dzorwulu
    Olesagun Way
    P. O. Box KN 5569
    Kaneshie - Accra
    Phone
    +233-307-086-000
  22. Premium Bank Limited

    Address
    No. 5
    2nd Ringway Estates - Osu
    PMB CT 155
    Cantonments - Accra
    Phone
    +233-302-662-932
  23. Prudential Bank Limited

    Address
    Ring Road Central
    PMB - General Post Office
    Accra
    Phone
    +233-302-781-200
    +233-302-781-201
    +233-302-781-202
    +233-302-781-203
    +233-302-781-204
    +233-302-781-205
    +233-302-781-206
    +233-302-781-207
    Fax
    +233-302-781-210
  24. Republic Bank (Ghana) Limited

    Address
    Ebankese No. 35
    Sixth Avenue - North Ridge
    P. O. Box CT 4603
    Cantonments - Accra
    Phone
    +233-302-242-090
    +233-302-242-091
    +233-302-242-092
    +233-302-242-093
    +233-302-242-094
    Fax
    +233-302-242-095
  25. Societe General (Ghana) Limited

    Address
    P. O. Box 13119
    Ring Road Central
    Accra
    Phone
    +233-302-202-001
    +233-302-248-920
    +233-57-760-6464
    Fax
    +233-302-220-713
    +233-302-668-651
  26. Stanbic Bank Ghana Limited

    Address
    Stanbic Heights
    25 Liberation Link
    Airport City
    P. O. Box CT 2344
    Cantonments - Accra
    Phone
    +233-302-687-670
    +233-302-687-671
    +233-302-687-672
    +233-302-687-673
    +233-302-687-674
    +233-302-687-675
    +233-302-687-676
    +233-302-687-677
    +233-302-687-678
    +233-302-687-679
    Fax
    +233-302-234-685
    +233-302-687-669
  27. Standard Chartered Bank (Ghana) Limited

    Address
    High Street
    P. O. Box 768
    Accra
    Phone
    +233-302-664-591
    +233-302-664-592
    +233-302-664-593
    +233-302-664-594
    +233-302-664-595
    +233-302-664-596
    +233-302-664-597
    +233-302-664-598
    +233-302-740-100
  28. United Bank for Africa (Ghana) Limited

    Address
    Heritage Towers
    Ambassadorial Enclave
    Ridge - Accra
    Phone
    +233-302-674-056
    +233-302-674-085
    +233-302-674-089
    Fax
    +233-302-674-081
  29. Universal Merchant Bank Limited

    Address
    Airport City
    SSNIT Emporium
    P. O. Box 401
    North Ridge - Accra
    Phone
    +233-302-666-331
    +233-302-666-336
    Fax
    +233-302-663-398
    +233-302-667-305
  30. Zenith Bank (Ghana) Limited

    Address
    Premier Towers
    PMB CT 393
    Cantonments - Accra
    Phone
    +233-302-660-075
    +233-302-611-500
    +233-302-660-079
    +233-302-660-091
    +233-302-660-093
    +233-302-660-095
    Fax
    +233-302-660-760
    +233-302-683-838

Showing 1 - 30 of 30 banks in Ghana

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